Policy
Fair Practice Code:
This code applies to all products and services offered by the Company under a normal operating environment except in any event of force conditions and is based on ethical principles of integrity and transparency.
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Customer Education Policy:
This document applies to all borrowers of Atmos Finance Private Limited to ensure they are well-informed about the key terms and conditions of their loan accounts. It is published in compliance with the Reserve Bank of India's regulatory guidelines and is based on the Company's commitment to financial transparency and customer education regarding overdue, SMA, and NPA classifications.
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Interest Rate Policy:
This policy applies to all borrowers of Atmos Finance Private Limited to ensure fair and transparent interest rates. Compliant with Reserve Bank of India guidelines, it reflects the Company's commitment to risk-based pricing, eliminating hidden costs, and ensuring full disclosure of the Annual Percentage Rate (APR).
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Certifications
Procedure
Return of Property Documents:
This procedure applies to the legal heirs of deceased borrowers of Atmos Finance Private Limited to ensure the fair and time-bound return of original property documents. Compliant with Reserve Bank of India guidelines, it outlines the necessary documentation, return timelines, and the compensation framework for any delays.
DownloadOur Offerings: SHWG Loans, SME Loans, Home Loans, Loan Against Property.
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